Florida Mortgage

Get A Mortgage In Florida

"Our Realtor® recommended getting a second opinion on our mortgage financing. She recommended Capital Lending. We received a mortgage quote with a half point better rate, lower fees, and no prepayment penalty. Not all mortgage brokers are created equal."

Nathaniel Butler
Lakeland, Florida

If you are a Home Buyer and serious about owning your own home in Florida, Capital Lending Corp. can help you get there. A call to our Mortgage Consultants is the first step to finding the answers to your key homeownership Questions:

How much can I borrow to buy a Florida home?

Capital Lending can help get you pre-approved for a Florida home loan so that you'll know exactly how much home buying power you have. Making an offer on a home with a mortgage pre-approval letter from Capital Lending Corp. attached shows the seller that you're for real. You're a prepared home buyer. You can get the mortgage financing needed to close when your offer is accepted. To get a pre-approved for an offer on a Florida home, call Capital Lending Corp. at 1-813-629-1111.

Which Florida home loan program will best meet my needs?

Finding the right mortgage in Florida requires doing some thinking about yourself, your situation, and your future. When we shop our competitors, we're constantly amazed at how many Florida mortgage brokers will begin to quote rates and loan programs without asking questions.

At Capital Lending, we ask a lot of questions because we can't match you with the right Home Loan without really understanding your short and long-term homeownership picture. Know that our Florida mortgage recommendations will come only once we understand you and your homeownership objectives.

"With 14k in collections on my report, a lot of banks didn't even return my call. Capital Lending called back and delivered a very reasonable fixed rate loan offer. I'm approved and I'm thrilled with the personal service and extra effort from my mortgage broker at Capital Lending."

Jose Sandoval
Miami, Florida

Here are a few of the important questions we typically ask our Florida mortgage customers:

• Are you a First Home Time Buyer? Depending on your situation, you may be right for an FHA Loan Alternative or a low 30-year fixed rate loan. We won't know till we know you.
  
  
• How long do you plan to stay in the home you are buying? For a member of the military serving a two-year tour of duty, we're going to recommend a different loan than for a person purchasing a home they plan to retire in.
  
  
• How much down payment do you have? I remember a Pinellas County borrower who was convinced that she could not buy a home without saving up a large down payment. We showed her how to use funds from her IRA to make her Downpayment without incurring tax penalties. It's often worthwhile to talk with an experienced Florida Mortgage Broker to help find the best answers. Call Capital Lending Corp. at 1-813-629-1111 to get started on your next Florida home loan. You may be a lot closer than you think to being able to buy your Florida home!
  
  
• How well have you done in meeting your financial obligations in the past? In nearly every case, a Lender will evaluate your personal Credit as part of approving your Florida mortgage. Even though Capital Lending Corp. is best known for brokering loans for those with good established credit (A-paper loans), we also offer excellent Florida home loan programs for those with less than perfect credit.
  
  
• Do you have any special circumstances that require a specialty Florida home loan? We recently closed a loan for the owner of a newer landscaping business. Because he was self-employed and unable to document his income using W-2s, we were able to offer him a stated income home mortgage to purchase his Wesley Chapel, Florida townhome. For a young couple in Pasco County, a mortgage with a 10-year Interest Only Loan period helped purchase a home while she finished her teaching degree at the University of South Florida.
  
  
• Are you facing Foreclosure on your Florida home? With so many adjustable rate mortgages resetting to higher rates, many Floridians are struggling to make their mortgage payments. If you are behind, please call us for a free no obligation 20 minute consultation. In some cases, refinancing can create a more manageable payment and roll past due amounts into the new loan. Imagine being current again and having a monthly payment that isn't a struggle to make. Don't wait. Get foreclosure help today by calling Capital Lending Corp. at 1-813-629-1111 or use our Quick Inquiry form to learn how a preforeclosure loan can help save your Florida home.

Capital Lending Corp. is a five-year-old mid sized Florida mortgage company based in Tampa, FL that exists to provide personal service and excellent value to Florida mortgage clients who want a level of service that some regard as old-fashioned. Call Capital Lending Corp. at 1-813-629-1111 right now to get started with your next Florida home loan or Refinance Loan .

"Some friends of ours had told me about the last minute 3k surprise they got just prior to closing their loan. To say I entered the mortgage market with some apprehension would be an understatement. However, our Capital Lending Corp. loan officer did everything that he promised and even arranged to have our loan closed at our hotel because I had to attend a conference in Gainesville, Florida. The service was excellent throughout."

Kendra Brett
Brandon, Florida