Florida First Time Home Buyer

Financing Your First Home In Florida

Whether you are buying your first Florida home, moving up to accommodate a growing family, or buying a Florida home in a 65 plus active adult community - you will likely need the services of a Florida Mortgage professional. With median home prices in Florida growing 14% a year, few first time home buyers in Florida are in a position to buy a home without getting a mortgage.

The escalating price of homes has been especially difficult for first-time home buyers. That's why getting sound advice from a mortgage professional is crucial to making your home buying experience a good one.

"My name is Chad Lane, and I am President of Capital Lending Corp. We are a Florida based mortgage broker that specializes in helping first time home buyers. It was not so very long ago that I was a first time buyer myself and I understand first hand the anxiety and anticipation that goes with buying a first home. Partly by design and partly because first-time home buyers tend to like our open approach and willingness to provide personal service and answer mortgage Questions, we have done business with lots of first time buyers."

What does that mean to you as a first time home buyer?

You will get personal service. Your Home Loan will never be a number or a file to us. As of this writing over 75% of our business arrives by referral from past clients or Real Estate agents who trust us based upon past performance and their personal experience.

When you choose Capital Lending Corp. to help secure financing for your first home, you will be doing business with a Florida broker that specializes in helping first time home buyers successfully buy a home.

We understand the special programs that are available from No Money Down loan options, to special programs design just for Teachers. We are very familiar with the best first time Home Buyer programs from state and local government and how to use these programs to achieve excellent results. To get started call 1-813-629-1111 or apply securely online using our Quick Inquiry application.

When you choose Capital Lending Corp. , you will be dealing with a Florida based company that knows the local lending practices and laws for the State of Florida. We are not an out of state concern that is originating mortgage loans in 20 different states. The President of our company lives and works in Florida, and he will happily take your call at any point in your home loan Process.

You will be doing business with a Florida mortgage company that has strong relationships with a few of the best Lenders in Florida. Some of our competitors advertise how many lenders they work with and how many programs they offer. They have designed their business to do a few loans with many different lenders.

Capital Lending believes first time home buyers are best served by a broker with the opposite philosophy.

We have extremely strong relationships with a few top lenders that have demonstrated their ability to deliver excellent service and results. They get all of our business. Our loyalty to Florida's top lenders allows us to build the kind of deep product knowledge and strong relationship that helps us close on time even when issues arise.

If you have shopped for a Florida home loan and would like to a second opinion on a loan proposal, we invite you to call us at 1-813-629-1111. If you are just beginning to shop for a mortgage, review our home buyer education for first time home buyers.

When you choose Capital Lending Corp., you won't wonder what's going on with your home loan. We're proactive. As your loan moves from application to package to underwriting to approval to closing, you'll know. Of course, we do the initial work on our loan packages very carefully, so that we don't have to waste your time with additional requests for documents to get your first home loan approved.

For our clients in west central Florida, we are delighted to come to you to collect your application and documents. In every situation, our team will review your good faith estimate, and review your HUD at the time that works the best for you. We don't close at 4:30 the way some big banks do. And your Capital Lending Corp. representative are required to attend all local closings!

Is it customary for mortgage brokers to attend closings in Florida? No, not really, but we aren't your typical Florida Mortgage Brokers. We are glad to be there to ensure that everything goes smoothly and to make sure that your first time buying a home is everything you hope it will be.

For first time home buyers beyond driving distance from our Tampa office, we will provide you the same personal service by telephone conference during the closing, and deliver your documents to you via courier, Email or fax. We will be accessible by phone during your closing, and we will be with you every step of the way from application to delivery of the keys to your first Florida home.

The average American buys a home only three times in his or her lifetime, doesn't it make sense to work with a mortgage broker that handles getting Florida home loans approved every single day?

To make your first time home buying experience a good one, call 1-813-629-1111 or use our online Quick Inquiry form and we will call you at your convenience to discuss your options.